Last updated: January 2024

Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and starlight-byte concerning your access to and use of our website (starlight-byte.com) and services.

By accessing or using our website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.

Description of Services

starlight-byte provides financial education programmes for children and teenagers. Our services include:

Our services are designed to provide general financial education and should not be construed as professional financial advice.

Eligibility

Our educational programmes are designed for children and teenagers. Parents or guardians must provide consent for their children to participate in our programmes. By enrolling a child in our services, you confirm that you are the parent or legal guardian of the child and have the authority to consent on their behalf.

Enrolment and Payment

Programme Enrolment

Enrolment in our programmes is subject to availability. We reserve the right to limit class sizes to ensure quality education.

Payment Terms

Payment is required in advance of programme commencement unless otherwise agreed. We accept payment via bank transfer and major credit/debit cards. All prices are quoted in British Pounds (GBP) and include VAT where applicable.

Cancellation and Refunds

We reserve the right to cancel programmes due to insufficient enrolment or unforeseen circumstances. In such cases, a full refund will be provided or credit offered toward future programmes.

Intellectual Property

All content on our website and in our educational materials, including text, graphics, logos, images, and software, is the property of starlight-byte or its content suppliers and is protected by United Kingdom and international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our website or materials without our prior written consent.

User Conduct

When using our website and services, you agree to:

Programme Participation

Participants in our programmes are expected to:

We reserve the right to remove participants whose behaviour negatively impacts the learning experience for others. No refund will be provided in cases of removal due to behaviour issues.

Limitation of Liability

Our educational programmes provide general financial literacy education. We do not provide:

To the maximum extent permitted by law, starlight-byte shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.

Disclaimer

While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, reliability, or accuracy of information on our website or in our educational materials.

The information provided is for educational purposes only and should not be relied upon as a substitute for professional financial advice appropriate to your specific circumstances.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

Safeguarding

We are committed to safeguarding children in our programmes. All our educators have undergone appropriate background checks. If you have any safeguarding concerns, please contact us immediately.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes indicates your acceptance of the modified terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of Scotland. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the Scottish courts.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us:

starlight-byte
142 West Regent Street
Glasgow G2 4RZ
Email: [email protected]